Good planning and hard work lead to prosperity, but hasty shortcuts lead to poverty. Prov 21:5 NLT.
When it comes to planning, we all do something. The question is, are we doing it properly? Are we so careless and hasty about our planning that it leads to poverty? Are we too lazy to write down our plans and follow-up with steps that will make the plans real? For a plan to lead to success it must be more than a wish or a desire. It must be a something that can move from our thought to reality.